Counseling In Motion: Bankruptcy Edition

  • Counseling in Motion (CIM) e-learning course, BK Edition educates about the bankruptcy process, then guides clients as they itemize their monthly expenses, debts and assets.

    Key e-Learnings include:

    • Understanding Bankruptcy

    • Financial Assessment and Budgeting

    • Identifying Financial Difficulties and Solutions

    • Bankruptcy Procedures and Effects

    • Financial Literacy and Money Management

    Additional Information: After completing Counseling in Motion (CIM) BK Edition, individuals can seamlessly transition to the Money in Motion (MIM) course for pre-discharge debtor education and further financial literacy.

  • $25 - $50

Money In Motion: Bankruptcy Edition

  • Money in Motion (MIM) e-learning course is the “most popular” financial literacy program and pre-discharge debtor education (after taking Money in Counseling e-learning course) developed by The American Center for Credit Education (ACCE).

    Key e-Learnings include:

    • Budgeting and Financial Management:

      • Learn how to create and stick to a budget that aligns with financial goals.

      • Develop strategies to handle finances responsibly and make smart financial decisions.

    • Credit Improvement and Wise Credit Use:

      • Understand techniques to improve credit scores and use credit wisely.

      • Gain insights into credit counseling and other financial assistance options during times of financial difficulty.

    • Financial Goal Setting:

      • Discover the importance of setting and reaching financial goals for long-term financial success.

    • Record Keeping:

      • Identify essential financial records to maintain for effective money management.

    • Credit Report Awareness:

      • Learn how to obtain and interpret a credit report to monitor credit status.

    • Dealing with Financial Trouble:

      • Acquire knowledge about steps to take when facing financial challenges or difficulties.

    • Additional Information:

    • Meets the requirements for pre-bankruptcy debtor education set by The Executive Office for U.S. Trustees (EOUST) in the U.S.

    • Can be utilized for community education to promote financial literacy and responsible financial management.

    • Upon completion of the Money in Motion (MIM) course, individuals can further their financial education by registering for the Rebuilding for Your Credit (RFYC) course with ease.

    Additional Information:

    • Meets the requirements for pre-bankruptcy debtor education set by The Executive Office for U.S. Trustees (EOUST) in the U.S.

    • Can be utilized for community education to promote financial literacy and responsible financial management.

    • Upon completion of the Money in Motion (MIM) course, individuals can further their financial education by registering for the Rebuilding for Your Credit (RFYC) course with ease.

  • $25 - $50

Cut Through the Confusion: Health Insurance & Medical Bills

  • Mastering the details of your medical insurance is crucial for making informed decisions that can impact your well-being both now and in the future. While it may seem overwhelming, understanding your health insurance can empower you to navigate medical treatments and expenses more effectively.

    Key E-Learnings include:

    • Evaluate Your Health Insurance Options

    • Handling Medical Bills

    • Understanding Health Insurance Terms

    • Choosing the Best Insurance

    • Creating a Health Insurance Summary Card

    • Reviewing Medical Bills and Making Appeals

    • Dealing with Unaffordable Medical Bills

    • Addressing Bills Sent to Collections

    • Minimizing Medical Expenses

  • $15

Credit When Credit Is Due: Keep Your Credit On Track

  • If you dream of running your own business and need help getting started, then this is a class for you. Start Right - Build Your Own Business (SR-BYOB) e-learning course is an easy-to-understand resource you can offer to people who want to start businesses.

    Key e-Learnings include:

    • Step-by-Step Guidance: The course provides a structured approach to turning entrepreneurial dreams into reality, guiding learners through each stage of starting a business.

    • Business Planning: It assists in writing a thorough business plan, a critical document for any startup to define its objectives, strategies, and financial projections.

    • Financial Management: Learning how to secure funding, manage business finances effectively, and allocate resources efficiently are crucial skills covered in the course.

    • Operations Setup: Helps in setting up and organizing business operations, including office management and file organization.

    • Marketing and Branding: Teaches branding strategies, marketing techniques, and advertising essentials to help promote and grow the business.

    • Avoiding Common Mistakes: Provides insights to avoid common pitfalls and costly mistakes that new entrepreneurs often encounter.

  • $25

Start Right: Build Your Own Business

  • If you dream of running your own small business and need help getting started, you'll like Start Right: Build Your Own Business. Start Right: Build Your Own Business guides you step by step through the process of turning your dream into reality. You'll learn how to write a thorough business plan, find the money you need to get started, and fully prepare yourself to set up, organize, advertise and run your own business. Start Right: Build Your Own Business gives you easy-to-understand information that will help you avoid many common, costly business mistakes. Start Right: Build Your Own Business is available as a hands-on workbook or as an online program.

  • $50

Make Your Move: A Guide To Homeownership

  • Buying a home is probably the biggest and most expensive purchase you will ever make. Make Your Move (MYM) e-learning course is the ideal education program to offer first-time home buyers or anyone buying a home who wants a refresher course about the home-buying process.

    Key e-Learnings include:

    • Financial Preparedness:

      • Understanding the financial readiness required for buying a home. Tips on improving credit scores to qualify for better mortgage terms. Insight into what lenders assess in determining creditworthiness.

    • Loan Programs:

      • Exploring various loan programs available such as Conventional, FHA, VA, USDA, (Federal Housing Administration, Veteran Administration and U.S. Department of Agriculture), etc. Understanding the eligibility criteria and benefits of each loan type.

    • Avoiding Predatory Lenders:

      • Guidance on recognizing and avoiding predatory lending practices.

    • Pre-Qualification Process:

      • Steps involved in getting pre-qualified by lenders for a mortgage.

    • Comparing Building vs. Buying:

      • Pros and cons of building a home versus purchasing an existing property.

    • Professionals Involved:

      • Identifying key professionals involved in the home buying process (e.g., real estate agents, mortgage brokers, inspectors).

    • Understanding Legal Documents:

      • Learning about important legal documents involved in home purchases (e.g., purchase agreements, mortgage contracts).

    • Home Closing Process:

      • Navigating through the complexities of the home closing process.

    • Homeowner Responsibilities:

      • Understanding homeowner responsibilities post-purchase, including maintenance and repairs.

    • Certification and Compliance:

      • This e-learning course meets national homebuyer education standards and the U.S. Department of Housing and Urban Development (HUD) guidelines. Upon completion, participants receive a certificate validating their completion of the course.

  • $100-$150