What is IRS Direct File?

Direct File is an intuitive, interview-based tax preparation software that guides taxpayers step-by-step through the filing process. It is available in English and Spanish, with live chat support from IRS agents in both languages. Designed with a mobile-first approach, Direct File provides a seamless user experience for both phone and desktop users.

Who is eligible?

Generally speaking people with relatively straightforward taxes who don't itemize are eligible. *New in 2025

  • Wage income (W-2)

    Social Security income (SSA-1099)

    Unemployment compensation (1099-G)

    *Interest income (1099-INT)

    *Retirement income (excluding IRAs) (1099-R)

    *Alaska Permanent Fund Dividends for Alaska residents (1099-MISC)

  • Earned Income Tax Credit

    Child Tax Credit

    Credit for Other Dependents

    *Child and Dependent Care Credit
    *Premium Tax Credit

    *Retirement Savings Contributions Credit (Saver’s Credit)

    *Credit for the Elderly and Disabled

  • Standard deduction only

    Student loan interest

    Educator expenses

    *Health Savings Account contributions

You can’t use Direct File if you itemize deductions. If you lived or earned money in multiple states, you cannot use Direct File this year.